Finance and Insurance Manager

  • Job Type: Full Time
  • Category: Automotive,Finance Manager,Sales Manager,Special Finance
  • Published: 03-28-2026
  • Salary: 10000 - 20000 Per Month
  • Job Location: Soquel, California, United States
Job Description:

About Ocean Honda - Santa Cruz

Ocean Honda - Santa Cruz is part of Victory Automotive Group, a family-owned and operated company since 1997 with over 50 locations across the United States. Recognized as one of the Top 25 Privately Held Companies for 2023, we are committed to delivering excellent service to our customers and providing rewarding opportunities for our employees.

We value professionalism, integrity, and a customer-focused approach in all our team members. Join us to be part of a dynamic environment with a strong emphasis on ethical business practices and employee growth.

Job Details

  • Salary: From $10,000 to $20,000 per month
  • Job Type: Full Time
  • Location: Soquel, CA 95073

Position Overview

The Finance and Insurance (F&I) Manager at Ocean Honda - Santa Cruz is responsible for managing all finance and insurance activities related to vehicle sales. The role involves assisting customers in obtaining financing, preparing and reviewing legal documentation, and promoting extended service contracts and other protection products. The F&I Manager maintains compliance with legal and dealership policies to ensure smooth and timely transactions.

Key Responsibilities

  • Offer financing and insurance options to customers, thoroughly explaining aftermarket products, extended warranties, and dealership policies.
  • Assist customers in obtaining vehicle financing through approved lenders while ensuring compliance with state and federal regulations.
  • Prepare and process all required legal documents related to vehicle purchases promptly and accurately.
  • Build and maintain strong relationships with lending institutions to secure competitive financing rates and programs.
  • Collaborate with the Sales team to ensure all sales are referred to the F&I department and keep them informed about finance and lease programs.
  • Comply with all applicable federal, state, and local regulations affecting finance and insurance transactions.
  • Perform additional duties as assigned to support dealership operations.

Compensation and Benefits

  • Competitive pay based on experience
  • Medical benefits
  • Paid vacation and holidays
  • 401(k) plan with company match
  • Professional, drug-free, and non-smoking workplace
  • Opportunities for career advancement
  • Direct deposit payment option

Equal Opportunity Employer

Ocean Honda - Santa Cruz and Victory Automotive Group are equal opportunity employers committed to diversity and inclusion. We hire qualified candidates without regard to race, religion, sex, sexual orientation, gender identity, age, national origin, disability, or veteran status.

Job Requirements:
  • Minimum of two years of finance and insurance experience preferred
  • High school diploma or GED required
  • Strong negotiation skills
  • Professional appearance and dependable work ethic
  • Ability to work independently and meet goals without close supervision
  • Confident and outgoing personality
  • Excellent interpersonal skills for effective communication with customers, vendors, and staff
  • Strong organizational skills with the ability to multitask and manage time efficiently in a fast-paced environment
  • Proficient computer and internet skills
  • Previous dealership experience required
  • Bilingual skills (Spanish) preferred

WHAT WE OFFER:

  • Tremendous product & inventory
  • Ongoing company-wide training
  • Strong company reputation
  • Growth opportunities
  • Professional, enthusiastic & supportive working environment

When you join our organization, you'll enjoy comprehensive training, competitive compensation, and unparalleled benefits. Simply put, you'll experience the best that a career in the automotive industry has to offer.

The above statements are intended to describe the general nature and level of the work being performed by people assigned to this work. This is not an exhaustive list of all duties and responsibilities. We reserve the right to amend and change responsibilities to meet business and organizational needs as necessary.

We are an Equal Opportunity Employer and a drug-free workplace.

We Would Really Like To Hear From You!

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